Church

Insurance Information

Building Coverage

• Depreciated value
• Accidental breakage of glass and signs

Content Coverage

• Property of clergy and others while on premises
• Includes religious articles and equipment
• Optional sewer/sump backup coverage

Loss of Income Coverage

• Replaces income lost as a result of insured damage to property (less expenses which did not continue)

Public Legal Liability

• Premises coverage (slip and fall)
• Congregational activities
• Optional professional liability
• Optional protection for church entity against allegations of abuse
• Optional directors and officers liability coverage

Highlights only . Actual policy wordings govern. Coverage availability subject to underwriting eligibility.

Why Insure with a Mutual? We’re your Neighbour

• We understand your needs
• Focused on rural Ontario

Focus on Policyholder Interests

Ontario’s Mutuals are owned & directed by their policyholders, and operate with a “member value” philosophy

Strength in Companies

• Ontario’s Mutuals back each other through our own Guarantee Fund and Reinsurance company
• Collectively our system is one of the most financially secure insurance networks
• Ontario’s Mutuals are 100% Canadian and fully licensed to operate in Ontario.

Loss Prevention Service

• On site inspections
• Promoting safety & awareness in the community
• Fire extinguisher program